Your application is forwarded to these 20 banks
Axo Finans offer loans to refinance bad credit. By refinancing and restructuring all of your unsecured
debt, you can get a lower interest rate and better terms, reducing monthly and total costs.
Your application with us is forwarded to our 20 bank
partners and you receive the best offer.
Refinance bad credit
Refinancing existing loans and debts will affect your credit score and raise your attractiveness as a
borrower. You can also cut all unnecessary expenses like billing fees and term fees, thus lowering the
monthly costs and monthly payments.
Refinancing is something Axo Finans can help you with. We are a loan agent, meaning we compare several of
the market's best banks and lenders on behalf of borrowers. Apply for a refinancing loan up to NOK
The goal of our work is to offer our customers the best and cheapest refinancing and loan offers. Our
services are free of charge and the offer you receive is without obligation.
Here's how to check your credit
The new debt registers are now
operational, which means
that it’s possible for individuals to check their credit themselves. Not only does it give banks a good
overview of Norwegians' total consumer debt, but it also makes it easier for borrowers to keep track of
their own finances.
The new registers make it easier to credit check yourself, meaning checking how much debt you have in
unsecured loans and available credit. Individuals can log in for free and check their own information
using BankID. It’s only possible to check
your own debt, not others.
Do you have a lot of debt and credit? It may affect your ability to borrow at a later date. Take control
of unsecured debt and clean up the debt agreements by refinancing through
Information in the debt registers
The registers only contain information about unsecured debt, such as credit cards, short term loans,
unsecured personal loans, and shopping accounts. The financial institutions are responsible for
submitting debt information about their customers based on birth and social security numbers.
Some types of loans and debts are not in the register, including:
- Loans with collateral, such as a car loan
- Housing loans
- Student loans
Who can apply for loans through Axo Finans?
To apply for a loan through Axo Finans, you must meet certain criteria:
- You must have a registered income
- You must not have active collection cases
- You must be 23 years old
If you don’t meet these requirements, the application will most likely be rejected. Should your life
situation change, you are of course most welcome to apply again at a later date.
You can also consider applying with a co-borrower. This will normally increase your chances of the loan
Why Axo Finans?
Axo Finans is a loan agent that provides a service for applying for unsecured personal loans, consumer
loans and refinancing. We mediate loans on behalf of our customers to ensure that you get the best offer
Axo Finans is represented in both Norway and Sweden. Through our partners, you can borrow from 10,000 to
500,000, without collateral.
Safe and free of charge
Our services are regulated by the guidelines of Finanstilsynet. This means that we don’t have the
opportunity to receive any payment from anyone other than our partners, and we must have clear agreements
with all the banks we work with.
Our services are completely free of charge to our customers.
We cooperate with several large Norwegian and Nordic banks with long experience in consumer loans. This
enables us to offer you one of the best loan offers on the market, adapted to your economical and
Submit an application today!