Bank Credit

Through Axo Finans you can apply for bank credit from 10 000 to 500 000 NOK. Apply today, and get a reply shortly.

Through Axo Finans you can apply for bank credit from 10 000 to 500 000 NOK. Apply today, and get a reply shortly.

Have you ever had the need for a personal loan but been unsure about how to proceed? Bank credit in the form of a consumer loan is a loan which doesn't need any form of collateral, like a house, car, or apartment. This type of loan is well suited for the person who needs to loan money for a short period of time.

Axo Finans offers personal loans up to 500.000 NOK. We compare 22 banks in order to give you the best offer available.

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How much do you want to borrow? Repayment period

Monthly repayment


Bankene innvilger fra 7,90% nominell rente.
Nom. 12,9%, eff. 14,83%, kost 38 962 kr, tot. 138 962 kr

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The application is assessed by 22 banks

9810 applications last month

Receive an answer shortly

Non-binding offers

Our service is free

9810 applications last month

Receive an answer shortly

Non-binding offers

Our service is free

Why apply through Axo Finans?

We are one of Norway's best financial intermediaries when it comes to loans and we'll help you with the process of applying and getting the loan paid out. Our goal is to find the offer that suits you the best, without you having to negotiate with the lenders yourself.

We collaborate with many of the leading banks in the Nordics, and thus make sure that you'll get one of the market's best loan offers.

Refinancing can be quite profitable

Refinance old debt

Many want to use bank credit to refinance expensive debts like small loans and credit cards with high-interest rates and many fees. Apply for a personal loan to cover for old debts and to get a better interest rate and fewer costs.

A refinancing loan pays off because:

  • You get a better interest rate
  • You get fewer fees
  • You get fewer costs
  • You get everything in one invoice
  • You get an overview of your economy
  • You get motivated to pay back the debt
  • You get better terms

Through Axo Finans you can apply for a personal loan to gather all your loans in one. In our case, this is a personal loan without security. That means you don’t need to put up any form of security in property or assets to have the loan granted.

When you fill in the application form, specify that you want to refinance. All you need to do is fill in the application, and we'll take care of the rest. If you wish to borrow more money in addition to the refinancing, specify this as well.

Which interest rate can you expect?


The interest rate you get through one of our partners is individual. This interest rate is both based on the market and upon an individual credit assessment and your personal credit score.

There are two types of interest rates we primarily talk about when it comes to a loan offer:

  • Nominal interest rate: This is the base rate and based upon your individual credit assessment and the market rate.
  • Effective interest rate: This is the base rate with the addition of all fees and costs. This rate tells you much the loan is actually going to cost.

When you send an application to Axo Finans, we forward it to all our partners. By comparing loans from many banks, all our partners will be competing for you as a customer. That's the way to get the best loan offer.

Read more: Personal Loans

Do you want an offer for a personal loan? Apply today! The application process is secure, quick, and simple, as well as completely cost-free and noncommittal.

Apply now »

Your application is forwarded to these 22 banks

komplett bank
express bank
kraft bank
nordea direct
bank norwegian
optin bank
resurs bank
ya lånet

Axo Finans is a financial agent for several banks and financial institutions. Our task is to help you as a customer with filling out and sending the loan application - to several bankers. This is important because interest rates are different between the banks. As soon as all the banks have evaluated the loan application, we will contact you and present the best offer.

The interest rate offered is individual and presented with the loan offer. Because the interest rate can vary, it’s important to let all the banks process the application completely before we present an offer.

As a financial agent, we can only receive commission from the banks we work with. The banks do not have the opportunity to offer a higher interest rate through our service. Thus it’s important to us that we always cooperate with the best banks in the market. That way, our customers save both time and money.

Contact us today, or send us a loan application, and we will help you find the best offer.