Axo is a fintech company working as a digital broker for personal lending and consumer loans (forbrukslån). Our task is to help the customer with filling out and sending the loan application to several banks. This is important because interest rates vary from bank to bank. As soon as all the banks have assessed the loan application, we contact you and present the best offer.

The interest rate offered is individual and is first presented together with the loan offer. Because the interest rate can vary, it's important to let all the banks process the application before we present an offer.

As a financial agent, we can only charge commission from the banks we work with. The banks don't have the opportunity to offer a higher interest rate through our service. In order for us to stay on top and always be able to bring you the best offer, it is important that we work with the best banks and lenders in the industry. This way, our customers save both time and money.

Our business is regulated by the Norwegian Financial Supervisory Authority (Finanstilsynet), which means that we have clear agreements with all the banks and lenders we cooperate with. There are also requirements that all loan offers must meet in accordance with Finanstilsynet's guidelines for good lending practices.