We will apply and compare loan offers from these lenders
Low interest rate with a loan broker
With a loan broker like Axo Finans you'll get help to find a low interest rate. We guide you through the jungle of personal loans, terms, and effective interest, so that you can find the best loan suited to your economic situation. If you're after an offer for the best personal loan for you, you can save both time and money by applying through a loan broker.
At Axo Finans you can apply for an unsecured loan from 10 000 and up to 500 000 NOK. You decide yourself how much you want to borrow, and the duration of the repayment period.
After you've filled in the application, we send it to all our partners. We collaborate with some of the best lenders on the market, so that you can get an offer you'll be satisfied with. The banks and lenders know that they have to compete for you as a customer, and thus they go the extra mile to set a low interest rate.
After we've received a reply from all the lenders, we send you an offer for the best loan. The offer is completely noncommittal, and you yourself decide whether or not to accept. It's quick and fast to apply for a loan with Axo Finans.
A fast loan is not the best loan
There are many factors affecting which loan is best. Don't let yourself get fooled by loans that are quick and fast. To find the best loan it's important to get well acquainted with the loan terms, and compare the terms of the different lenders. Most people naturally want to find a loan with the lowest interest rate possible, but there are also other factors which determine which loan is the best. Such factors could be:
Fees and terms
Compare loan terms
What the loan is going to cost you can be seen from the interest rate. The nominal interest rate indicates the base cost of the loan, whereas the effective interest rate shows the nominal rate in addition to fees and costs tied to the loan. Thus, if you want to know what the loan will actually cost you, you must look at the effective interest rate.
The next thing you should examine is whether or not there are any fees tied to the loan. For example, there could be fees for making the loan, or fees every term. This can vary from lender to lender, and can greatly affect the cost of the loan.
In addition, it's of course very important to get a good repayment plan. You have to know that you can handle the monthly payments on the loan on top of your regular expenses. Some loans are tied to strict repayment plans with little flexibility and late fees. Other lenders offer payment deferral, and are thus more flexible.
Axo Finans compares loans for you. It's easy to apply, and you'll receive a quick reply to your application.
A personal loan is a loan you can get from a lender without having to offer any security in return. This separates a personal loan from for example a mortgage, where the home is put up as collateral. For banks and lenders, personal loans thus carry with them increased risk of not getting paid back. This is compensated for by the interest rate getting set higher. In return, the interest rate of a personal loan is lower than that of smaller loans like SMS-loan or credit cards.
Some of the best aspects with a personal loan is that you can spend the money on whatever you want. Are you going to buy a car? Or perhaps you need home improvements? The lender doesn't require you to specify any reason to apply for a loan, and it's up to you what to spend the money on. The most common reasons for people applying for a personal loan is:
Have you started a project without knowing what the cost will turn out to be? Or are you going to travel somewhere, but don't have the time to save up money? Then the solution could be to apply for a personal loan. There are many reasons as to why people apply for loans via Axo Finans. With a personal loan, you get the economic flexibility you need, no matter the circumstances.
Applying for a loan
Finding the lender which offers you the best loan can be a challenge. It's good to have a loan broker like Axo Finans to work for you, finding the best loan. To have your application accepted by us, you must fulfill the following requirements:
You must be over 25 years old
You must have lived in Norway for at least three years
You can’t have any payment remarks
If you don’t fulfill these requirements you can still apply, but chances are you’ll be rejected. In that case, you’re welcome to apply again at a later time. Alternatively you can choose to apply together with a loan co-signer. This will normally increase the chances of getting a loan granted, and also gives you a better basis for a lower interest rate and better terms.
Additionally you must ensure you don’t borrow more than you can handle. How much you can and should borrow primarily depends on your personal economy and life situation. Remember that the loan must be paid back within the agreed upon due date, and that you’ll be paying back monthly on top of your regular expenses.
Axo Finans is represented in Norway and Sweden, and we collaborate with some of the most reputable banks and lenders in the Nordics. We work closely with the lenders to get the best loans and terms, and only collaborate with serious actors. Among our lenders we find the best loans for those who apply, in addition to the best terms.
Axo Finans makes loans easy. Your application will be processed by all our partners simultaneously, it costs you nothing, and is noncommittal. We are a serious and professional loan broker, and have permission to operate as such by the Financial Supervisory Authority of Norway.
Sound financial services
Axo Finans works to find the best loan on the market in every given moment, but above all we're concerned with sound lending practices. Our task is to aid with applying for a loan when customers need it, and negotiate the best terms. We always check the credit score to make sure that those who apply will be able to pay back. After having sent the application, we always wait for all our partners to reply before we present the best loan offer.
Our brokerage service is free of charge. If you decide to accept the best loan offer, it’s the individual lender which pays a provision to Axo Finans. We only make money if we find an offer you deem good enough to accept, and the application results in a deal between you and the lender. That is your best guarantee that we're always working for our customers.
If you need help applying online, you can contact one of our nice advisers. Axo Finans is known for giving personal service to everyone who applies for a loan via us, and our customers have shown time and again that they really appreciate it.