Consumer loan

Through Axo Finans you can apply for a consumer loan of up to 500 000 NOK. We send your application to many lenders and compare the offers.

Through Axo Finans you can apply for a consumer loan of up to 500 000 NOK. We send your application to many lenders and compare the offers.

Have you ever had the need for a personal loan but been unsure about how to proceed? Bank credit in the form of a consumer loan is a loan which doesn't need any form of collateral, like a house, car, or apartment. This type of loan is well suited for the person who needs to loan money for a short period of time.

Axo Finans offers personal loans up to 500.000 NOK. We compare 22 banks in order to give you the best offer available.

Start her!

Get a quote

How much do you want to borrow? Repayment period

Monthly repayment


Bankene innvilger fra 7,90% nominell rente.
Nom. 12,9%, eff. 14,83%, kost 38 962 kr, tot. 138 962 kr

Please provide your email address. Example: cannot contain æ, ø, å.
Please provide your mobile phone number, 8 digits
You have to accept the terms & conditions before submitting the application.

The application is assessed by 22 banks

9810 applications last month

Receive an answer shortly

Non-binding offers

Our service is free

9810 applications last month

Receive an answer shortly

Non-binding offers

Our service is free

Why apply for a consumer loan?

People choose to apply for consumer loans for various reasons. This could be to renovate their home to increase its sale value, or to achieve plans like weddings, vacations, or other circumstances. Regardless of what you need a loan for, you don't need to specify a reason when filling out your application through Axo Finans.

Axo Finans has helped many of our customers with refinancing loans to achieve better terms like a lower interest rate and fewer costs. If you have many small loans and a high credit card debt, gathering all the debt under a larger loan will contribute to lowering interest rates and get rid of unnecessary fees.

How lenders assess your application

Hva brukes et lån på dagen til?

When lenders receive your application, they'll check your credit information and overall credit score to assess your ability to pay. They do this to secure customers who are able to pay and secure against potential losses.

By utilizing our loan brokerage service you get the opportunity to compare offers for a consumer loan from a number of banks and lenders with only one application. In this way you can compare many offers without any commitment.

When applying for a consumer loan, lenders will look at information like...

  • Age
  • Job status (monthly income and position)
  • Ability to pay (do you pay before or after the due date, etc.)
  • Civil status

…in addition to other information which has any bearing on your ability to pay.

This information tells the lender how you are as a customer. If you've been rejected when applying for a consumer loan previously, a change in one of the above points can affect your next loan application.


If you have many expensive small loans and credit card debt, it can be profitable to gather all the loans in one single loan. This will improve your terms, as well as give you an overview of your economy. Many experience being able to pay back their debt faster by only having to relate to one loan. You won't get rid of your debt by taking up a new loan to pay it down, but you'll only get one invoice you need to deal with, as well as a lower interest rate and fewer fees. Thus you get the opportunity to save a lot of money, and to spend less time paying down your loan.

Paying down on expensive small loans separately entails paying for:

  • Unnecessary fees
  • Many different interest rates
  • High interest rates, since smaller loans often have higher interest rates

If you apply for a consumer loan through Axo Finans, you can check off wanting to refinance expensive small loans in your application. Then we'll help you to find the best loan offer, adapted to your life situation. In the application you can also select the desired repayment period, og you can pay down the entire amount whenever you want, in case you want to do so in less time than originally stated.

Our partners compete to have you as their customer, thus you could get a lower interest rate by applying through us. The lenders want to present their best offer to you, so that you'll choose them.

How to apply

apply for a consumer loan

Do you want to apply for a consumer loan through Axo Finans? If you fulfill the minimum requirements, it's very easy to send an application. You fill out the application form, where you must state how much you want to loan, and the repayment period required. Then you can check off for whether you wish to refinance old loans, and if the application is sent on behalf of two people. Lastly, fill in your phone number and email address, as well as any other information.

Fill out the application form today to get a loan as fast as possible. We process your application as soon as we receive it, and as soon as the loan is granted, the money will be in your account within a short time. Applying for a consumer loan through us is a quick process.

You'll usually get a reply to your application within a short time. If you need a bit more time to decide upon the offer, the offer will stand for thirty days. During this time, you can reach a decision with peace and tranquility.

Read more: Axo Finans is one of the leading loan brokers in Norway. We have a high Trustpilot score, and always go the extra mile to give you a good experience as a customer.

All you need to do to begin your loan process with us is to fill out our application form. Then we’ll send your application to all our partners, and when they’ve processed your application, we present you with the best offer.

We collaborate with many of the leading banks and lenders in the world, and thus make sure you’ll get one of the market’s best loan offers.

Apply now »

Your application is forwarded to these 22 banks

komplett bank
express bank
kraft bank
nordea direct
bank norwegian
optin bank
resurs bank
ya lånet

Axo Finans is a financial agent for several banks and financial institutions. Our task is to help you as a customer with filling out and sending the loan application - to several bankers. This is important because interest rates are different between the banks. As soon as all the banks have evaluated the loan application, we will contact you and present the best offer.

The interest rate offered is individual and presented with the loan offer. Because the interest rate can vary, it’s important to let all the banks process the application completely before we present an offer.

As a financial agent, we can only receive commission from the banks we work with. The banks do not have the opportunity to offer a higher interest rate through our service. Thus it’s important to us that we always cooperate with the best banks in the market. That way, our customers save both time and money.

Contact us today, or send us a loan application, and we will help you find the best offer.