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Personal loans

Through Axo you can apply and compare unsecured loan offers from up to over 20 different banks and lenders. The loan does not require any collateral and you can apply up to 600.000 NOK. As soon as you have applied, we will start collecting quotes from as many lenders as possible. Once alle lenders have processed your application you will receive a link to our portal where you can select the offer that best suits your needs.

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Det var supertilgjengelige
Det var supertilgjengelige, teknisk hjelpsomme og effektive. Dere hjalp meg også med å finne en avtale som ikke prakker på masse ekstra, men som gjør kun det den skal gjøre. Tusen takk!
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jeg ble imponert over at dere aldri ga…
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Grei og kjapp service.
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Jeg er fornøyd
Jeg er fornøyd
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Jeg er fornøyd med opplevelsen jeg fikk…
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Søknaden min ble behandlet meget raskt
Søknaden min ble behandlet meget raskt og effektivt. Veldig fornøyd med hyggelig og grei forklaring på mine spørsmål. Ble meget glad da dette ordnet seg så raskt for meg. Lurer bare på om jeg får et kredittkort i posten innen kort tid. Med vennlig hilsen Britt Due-Sørensen.😊
Britt Due-Sørensen
<p>Morten er Markedsdirektør i Axo Finans, og har bakgrunn fra blant annet Citibank og Handelshøyskolen BI.</p>
By Morten Armand Johansen

Morten er Markedsdirektør i Axo Finans, og har bakgrunn fra blant annet Citibank og Handelshøyskolen BI.

Personal loans through Axo Finans

Axo is a fintech company working as a digital broker for personal lending and consumer loans (forbrukslån). Our task is to help the customer with filling out and sending the loan application to several banks. This is important because interest rates vary from bank to bank. As soon as all the banks have assessed the loan application, we contact you and present the best offer.

The interest rate offered is individual and is first presented together with the loan offer. Because the interest rate can vary, it's important to let all the banks process the application before we present an offer.

As a financial agent, we can only charge commission from the banks we work with. The banks don't have the opportunity to offer a higher interest rate through our service. In order for us to stay on top and always be able to bring you the best offer, it is important that we work with the best banks and lenders in the industry. This way, our customers save both time and money.

Our business is regulated by the Norwegian Financial Supervisory Authority (Finanstilsynet), which means that we have clear agreements with all the banks and lenders we cooperate with. There are also requirements that all loan offers must meet in accordance with Finanstilsynet's guidelines for good lending practices.

Basic requirements for applying for a loan

To apply for a loan you must be over 23 years old, have lived in Norway for three years or more, and not be registered with any payment/collection remarks.

The loan offer will be sent by mail or you will receive a link by e-mail where you can download the loan agreement electronically. The bank that has granted the loan will ask for your paycheck and tax record/tax return (skattemelding).

In addition, you must present your identification papers or perform identification electronically through BankID. Do not hesitate to contact us if you have any questions about the process.

Can I consolidate my credit card debt?

Yes. If you have credit card debt you will save money by consolidating through a personal loan (refinansiering). The interest rates are lower and you will get a more structured down payment on your debt. Please make sure to enter all your debt in the online application form.

If you have any questions, please do not hesitate to contact us on +47 22 86 74 00 or kundeservice@axofinans.no. Customer service is open Monday-Friday 08.00-21.00 and Saturday-Sunday 10.00-16.00.

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FAQ

  • How can I apply for loans?

    Applying for a loan through Axo Finans is done by filling out the application on our website. Once we get responses from our 23 collaborating banks, we’ll filter them and present you with the offer that is best for you.

  • Who can apply for a loan?

    To apply for a loan through Axo Finans you have to be over 23 years of age, have lived in Norway for at least three years and not be registered with any payment or collection remarks.

  • How do I compare loans from multiple banks?

    When you have filled out the application form on our website, we’ll handle the rest. We forward your application and filter the responses before presenting you with the best option. By letting us compare offers, you'll secure the best possible terms, which saves you money each month.

  • Why should I apply for a loan through Axo Finans?

    Axo Finans forward your lending application to 23 banks to secure that you get the offer that best suits your needs. Loans through Axo don't require any collateral and you can apply for a loan up to 600.000 NOK.

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