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For meg gikk det fort og greit.
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Veldig bra på forsikring og forslag til lån for at det blir best mulig for kunden
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God service og tilbake svar alt ok
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Det er rimelig enkelt og få creditkort, og hurtig avgjørelse, ikke en urimelig høy rente.
Å vite at en har reserve kapital med en rimelig bra ,,rente,,
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Meget kjapp og enkel saksbehandling, fikk et bra tilbud.
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Jeg syns de var proffe
Jeg syns de var proffe. Føler meg godt ivaretatt 🫶🏼
By Morten Armand Johansen
Morten er Markedsdirektør i Axo Finans, og har bakgrunn fra blant annet Citibank og Handelshøyskolen BI.
Personal loans through Axo Finans
Axo is a fintech company working as a digital broker for personal lending and consumer loans (forbrukslån). Our task is to help the customer with filling out and sending the loan application to several banks. This is important because interest rates vary from bank to bank. As soon as all the banks have assessed the loan application, we contact you and present the best offer.
The interest rate offered is individual and is first presented together with the loan offer. Because the interest rate can vary, it's important to let all the banks process the application before we present an offer.
As a financial agent, we can only charge commission from the banks we work with. The banks don't have the opportunity to offer a higher interest rate through our service. In order for us to stay on top and always be able to bring you the best offer, it is important that we work with the best banks and lenders in the industry. This way, our customers save both time and money.
Our business is regulated by the Norwegian Financial Supervisory Authority (Finanstilsynet), which means that we have clear agreements with all the banks and lenders we cooperate with. There are also requirements that all loan offers must meet in accordance with Finanstilsynet's guidelines for good lending practices.
Basic requirements for applying for a loan
To apply for a loan you must be over 23 years old, have lived in Norway for three years or more, and not be registered with any payment/collection remarks.
The loan offer will be sent by mail or you will receive a link by e-mail where you can download the loan agreement electronically. The bank that has granted the loan will ask for your paycheck and tax record/tax return (skattemelding).
In addition, you must present your identification papers or perform identification electronically through BankID. Do not hesitate to contact us if you have any questions about the process.
Can I consolidate my credit card debt?
Yes. If you have credit card debt you will save money by consolidating through a personal loan (refinansiering). The interest rates are lower and you will get a more structured down payment on your debt. Please make sure to enter all your debt in the online application form.
If you have any questions, please do not hesitate to contact us on +47 22 86 74 00 or kundeservice@axofinans.no. Customer service is open Monday-Friday 08.00-21.00 and Saturday-Sunday 10.00-16.00.
FAQ
How can I apply for loans?
Applying for a loan through Axo Finans is done by filling out the application on our website. Once we get responses from our 23 collaborating banks, we’ll filter them and present you with the offer that is best for you.
Who can apply for a loan?
To apply for a loan through Axo Finans you have to be over 23 years of age, have lived in Norway for at least three years and not be registered with any payment or collection remarks.
How do I compare loans from multiple banks?
When you have filled out the application form on our website, we’ll handle the rest. We forward your application and filter the responses before presenting you with the best option. By letting us compare offers, you'll secure the best possible terms, which saves you money each month.
Why should I apply for a loan through Axo Finans?
Axo Finans forward your lending application to 23 banks to secure that you get the offer that best suits your needs. Loans through Axo don't require any collateral and you can apply for a loan up to 600.000 NOK.