Loan calculator

Use a loan calculator to calculate how much you can borrow. With a loan calculator you'll get an overview over the total loan amount and the monthly payments.

  • Fill out application form in 2 minutes
  • Our service is free of charge
  • Get the best offer

Monthly repayment

Low interest

1 200 kr

7,9% nom.

9% eff.

kr 14 000 kost.

kr 14 000 tot.

Medium interest

1 200 kr

12,9% nom.

9% eff.

kr 14 000 kost.

kr 14 000 tot.

High interest

1 200 kr

19,9% nom.

9% eff.

kr 14 000 kost.

kr 14 000 tot.

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Applications received last month

We will apply and compare loan offers from these lenders

How it works

With a loan calculator you can easily examine how much you can borrow, and what the loan will cost you. All you need to do is to fill in the desired loan amount and repayment time, and then you'll get an indication of how much the loan will cost monthly. The calculator calculates both nominal and effective interest rates, and gives you an overview of any fees. Thus you get a quick answer to costs tied to loans with the calculator.

All you need to do is fill out the electronic application form, and we'll take care of the rest. We compare some of the best financial institutions on the market, and find the offer best suited to your personal economy. Our task as a loan broker is to find you the lowest possible interest rate and the best terms. In our assessment of lenders, we look at the following among other things:

The difference between nominal and effective interest rates

Interest is the cost of renting money from a financial institution. A part of this is to serve as a benefit for those who are willing to make their capital available, or as a risk premium for the lender.

As a borrower you will probably come across two different terms related to interest rates: nominal and effective interest rates. The nominal interest rate is the yearly cost of a loan. The effective interest rate is the nominal rate with the addition of all fees and any other costs on tied to the loan. If you want to know what the actual cost of the loan is, you must thus look at the effective interest rate.

Try it out

Try our loan calculator

You can try out the loan calculator by selecting different loan amounts, and choose between three different interest rates:

  • Low
  • Moderate
  • High

It's smart to try different interest rates, so that you can test your own ability to pay. The interest rate on a loan can in fact change, and it's important to plan how you'll handle the payments if the interest rate rises. If you choose a higher interest rate, you'll get a shorter repayment period - if you choose a lower interest rate, the repayment period will be longer.

Read more: Comsumer loan

Loan calculator gives you a quick answer

Remember that the answers you get from the loan calculator are only estimates. Only when you apply to borrow money will you receive a final offer. It's completely noncommittal and cost-free to send in an application via Axo Finans, and you'll quickly be presented with the cheapest loan.

When you apply for a personal loan, we send your application to all our banks and lenders. The lenders know that they're many and in competition of the same customer, and will thus go the extra mile to offer the lowest interest rate. When we've received an answer from all the lenders, we send you the best offer in return. It's simple, and it doesn't cost a penny.

How can it be free?

use a loan calculator to plan your loan

If you choose to accept the offer, it's the actual bank or lender that pays a provision to Axo Finans. As a customer you don't pay anything for our services. Axo Finans only make money if we manage to find an offer which is so good that you want to accept it - it's your best guarantee that we're working for the customers and with the lenders.

This is what a personal loan is

A consumer loan, or a personal loan, is a loan you can get granted without offering the bank or lender any form of security in return. This separates a consumer loan from a mortgage, where you normally put up the home itself as a security, in addition to equity. Since there is no requirement about security the bank or lender has to set a higher risk premium on the loan. Thus a consumer loan is more expensive than for example a mortgage.

In return a consumer loan is generally cheaper than taking out small loans or enter into credit agreements. Signing a loan agreement is also quick. If you additionally can find the market's lowest interest rate, you've made a good deal. Here Axo Finans enters the picture. We are a loan broker, helping private individuals with finding the best offers for consumer loans, adapted to the individual applicant's personal economy.

Read more: Personl loans

A good solution

Plan your loan with a oan calculator

A consumer loan can be a good solution in cases where you need a lot of economic flexibility. With Axo Finans you'll get a quick answer to how much you can take out a loan for, and how much the loan will cost you. And best of all? Our brokerage services are cost-free for you as a customer, and sending an application via us is completely noncommittal.

Apply online today!

plan your loan with a calculator
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